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Although the term was created simply by adding two well-known words, crowd and outsourcing, it was given a much more complex meaning than it may seem at first sight. Crowdsourcing, as well as the process or model it denotes, has become a…

There will always come a time in your life when you just don’t have the necessary cash to buy something or pay for something that you need. It could be anything such as your first car or maybe you are a student at an Australian university…

If anyone needed a loan in the past, their first option was to visit the bank. However, ever since the Financial Crisis of 2008, which affected markets all over the globe, banks have been asked to improve their eligibility requirements for…

If you need to borrow money for a business start-up or simply to pay off some bills, there is good news. There are now companies that offer high approval rates, low monthly fees, and reasonable payback terms, allowing you to apply for your…

Money and finances are very difficult for most people to get a good handle on. While many people seem to have found the key to success, so many others are struggling every day just to remember when their bills are due, let alone keep enough…

The credit score of an individual can be used to get a better idea of the individual’s personal habits and financial discipline. A person’s credit score is affected every time they take out a loan. If you make all your loan payments on…

What’s your dream car? Many of us have had an answer to this question since childhood: the colour, the model, all the places we would drive to. However, making that dream a reality tends to prove a little harder than imagined. Between…

Ideas are the things that really matter in any business. Whether you are a start up or a pro-businessman, you cannot deny the importance of an idea in business. And if you want to make the most productive use of your start up finance, you…

Not many Malaysians can define how overdraft (OD) facilities are used. In fact, if you are like most people, you probably have questions about this banking option. To understand this banking feature, you need to define an overdraft. An…